AppleCare vs Samsung Premium vs SquareTrade vs carrier prices, or is phone insurance worth it

image: iPhone XS Max vs Note 9 Katana scratch test

TL;DR

Accidental damage: for first incidents, phone insurance is worth it only for the most expensive repairs, i.e. iPhone XS/Max with AppleCare;Theft or loss: phone insurance is worth it.

If you break the screen of the new iPhone XS Max or Galaxy Note 9, it will cost you the whopping $329 and $239 without insurance, respectively. Crack their backs, and the bill you are confronted with on the XS Max jumps to $599 and goes ...

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